Community First Great Rate Credit Card – your best choice for purchases and balance transfers

Thank you for your interest in our Community First Great Rate credit card. With an everyday rate as low as 8.99% APR* and no annual fee, it's the most useful card for your upcoming purchases and all year. It's also a better card to bring balances from other, higher-rate cards with no balance transfer fees. And when you need us, we're right here for all your questions or concerns. To get started, please complete the information below and we will contact you within one business day.


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Get started by phone

One of our Member Service Representatives will be glad to help you with your credit card application over the phone. Call 920-830-7200 in the Fox Cities or toll free 866-273-2328. We’re available to help Monday – Friday 7am-6pm and Saturdays 7am-1pm.

Get started in person

Visit any of our 25 convenient branch locations

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Enjoy all the benefits

  • Rate as low as 8.99% APR* - no default rate
  • No annual card fee
  • No fee for balance transfers
  • Instant mobile/online account access with easy payment options
  • Use with Apple Pay, Samsung Pay, and Google Pay
  • Quick local service for any questions

*APR = Annual Percentage Rate. Membership eligibility rules apply. Rate and approval based on creditworthiness and account relationship. Late Payment fee: up to $25. Return Check fee: $25. Cash Advance fee: $5. International Transaction fees: 1% of transaction amount. Rate, terms and conditions are subject to change without notice.